Mortgages for Health Care Professionals

American Hero Mortgage offers home buyer programs for nurses. Whatever your situation is, whether you are a first time home buyer, or are currently in a home and looking for something new to purchase, we are here to help. We have tailored home buying mortgage programs specifically for nurses, which we are confident you will find to be your best option when comparing us to other mortgage lenders. These include special low fee, low interest rate, and top priority underwriting on home purchases.

The very first step in the home buying process is the see how much loan amount you can qualify for which is largely based on your income and current financial liabilities (debt-to-income ratios). We would be glad to assist you in the pre-qualification process. To pre-qualify for a home loan contact us today. Once you know what you qualify for, you can then decide how much you want to spend within that limit.

If you have questions or would like to get more information about specialty mortgages for nurses, please call us Toll Free: (754) 202-4376 or go to www.americanheromortgage.com

Jason Thomas - Registered Nurse

I have been a Registered Nurse for 15 years. During my professional career, I have had to deal with many situations where people have had to depend upon me for advice and counsel regarding their healthcare. Now, I was in a position where I needed counsel and advice regarding refinancing my house and not understanding the process, I was blessed with meeting Morris "Morry" J Newman of American Hero Mortgage.

Mr. Newman sat down with me and explained the entire process, gave me a plan of action, and helped me follow through with my plan. During that complete process he was able to guide me through the fog of mortgages making the process very transparent and would take the time to make sure I was completely satisfied with the process. I am very happy to say that Morry not only helped me secure a low interest mortgage but he went beyond and helped me increase my FICO score by 100 points which is huge! He did this process within a week of finding out my outstanding debts, created a process in which those debts would be addressed and paid. If you are even thinking about refinancing or finding a mortgage, I would highly suggest that you speak with Mr. Newman at American Hero Mortgage.

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Jason Thomas, RN
Executive Healthcare Staffing
Email: Jason@RNRN.com
Tel: 305-942-1527

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Three Reasons to Get a VA Loan Today

1. No Down Payment
 

When you purchase a new home, you are required to come up with a certain amount of money for the down payment. This can range depending on the total price of the home and can often be an expense that is quite costly. Many families have to save up for years to afford a new home’s down payment. But with a VA home loan, that down payment is waived in the majority of cases. This means a veteran can become a homeowner with no money down, allowing them to have a piece of the American Dream a lot easier. It’s the only loan available today with no down payment!

2. Lower Interest Rates

Another benefit of this loan is that the borrower usually gets a lower interest rate than what’s ordinarily available with other types of loans. This translates to lower monthly payments and the borrower will be able to pay down the amount of their loan a lot faster than others with a higher interest rate.

3. No Private Mortgage Insurance (PMI)

As a result of the housing recession that happened some years ago, banks are now insuring themselves in case anything like that happens again with the addition of private mortgage insurance, which is an added fee to loans that don’t have the needed 20% down payment of the appraised value of the home. This insurance protects the lender if you ever default on your monthly payments. Since military men and women don’t need a down payment, they are not required to have PMI and this results in lower monthly mortgage payments.

To give back to these brave men and women, the US government offers a special VA loan, which is a great opportunity to afford the American Dream and be a homeowner. VA home loans are exclusive to those who bravely served our country and are available to those who have served our country and offer a number of advantages. Here are some of those benefits.

I just want to say how thankful I am with American Hero Mortgage and Morris Newman his dedication changed my life. There's nothing more profitable to your finances than your house. It's the largest tax shelter working class citizens have. Mr. Newman fought diligently for my loan, my house and closing. If you're a veteran, firefighter or just a plain old Jane call him and start the process, and put someone on your team that has knowledge class and experience. I'm writing this post sitting in my new house wow. Seven weeks ago I was in Miami now I'm in Coral Springs. Thank father in  heaven

 William Higgs

Veteran & Firefighter for Miami Dade Fire Rescue

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